Kiplinger's "Is My Money Really Safe?" discusses money market deposit account safety and FDIC insurance. The Q&A clarifies various insurance limit questions and says, "If your funds total more than $100,000, move the excess to another bank." In other news, the Chicago Tribune discusses travails in ultra-short bond funds in "'Safe' bets turn perilous as bonds fall." It quotes a recent Morningstar report by Karen Dolan, "Ultrashort-Term Bond Funds Suffer Massive Blow," which says "Unexpected blowup threatens this category's existence.