MarketWatch columnist Bill Donoghue returns to his money fund advocate roots in "Cash is not king; caution is: Can your company survive a cash crash or a bank bust?". Donoghue points out the advantages of money market funds over bank deposits for corporations and investors with over the FDIC insurance limits. He says, "Over the past dozen years, the FDIC has paid an average of 72 cents on the dollar on uninsured deposits. Money fund have not taken risks that required insurance, although there have been a number of money funds where questionable assets have been replaced with cash with the full knowledge of and permission of the SEC."