MSN asks, "Recent US election results have me concerned for the economy - should I park my cash in a money market fund over the next 4 years?" The piece says, "In September, the Federal Reserve began its rate-​cutting cycle. However, that hasn'​t discouraged investors from pouring money into U.​S. money-​market funds. According to Bloomberg, the assets under management in these mutual funds crossed a record $​7 trillion in November. So they'​re clearly still pretty popular despite the fact that they will deliver lower returns as interest rates are cut." They write, "If you'​re feeling skittish about the economy in the wake of the recent election, you may gain some financial security by putting your cash into a money market fund. But you should know that there are some drawbacks to consider, too.... It may seem curious that investors are flocking to MMFs at this time. One possible reason is that they aren'​t expecting interest rates to come down significantly in the near future. 'Few people seriously expect a return to ZIRP (​zero interest rate policy). Indeed, since the Fed started easing in September, markets have begun pricing in fewer cuts and the implied terminal rate has risen by around a full percentage point, and MMF inflows have accelerated. While there are myriad alternatives to MMFs, all come with downsides,' explained Jamie McGeever of Reuters in November."

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