Kudos to Kiplingers, who in "​Best Online-​Broker Deals for Fund Investors" is the brokerage ranking to consider "where the brokers put your uninvested cash." The article says, "The better brokers -- Siebert among them -- automatically sweep your cash into a decent-​yielding money-​market fund. Fidelity gets a middling score because it requires investors to opt for a money-​market fund; otherwise, cash goes into an interest-​bearing account. We gave the least credit to firms that don'​t offer a money-​market fund at all (Scottrade) or that impose restrictions."

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