​ Five Tips Choosing a Money Market (​excerpt of Crane MarketWatch article): 1. Safety: A given with "​cash", but bigger is better. Investments yielding over Fed funds, currently 5.​25%, are suspect; 2. Liquidity: Look for daily access, number of checks, minimums, etc. 3. Convenience: Check for long-​term fund and brokerage account options. 4. Yield: Is it a market rate and is your comparison current? Is the rate annualized, simple or compound? 5. Taxability: Would a tax-​exempt money fund be better? ("​Yes" only for the highest tax bracket and high-​tax states.)

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