​ Holiday Schedules and Early Trading Deadlines for 4th and 3rd of July. Money market mutual funds will be closed next Wednesday for the Fourth of July Holiday and most will close early on Tuesday, July 3. The Securities Industry and Financial Markets Association "​confirmed its previous recommendation for an early close at 2:​00 p.​m.", though many fund companies are staying open until 3:​00 p.​m. or later. Late trading and early closings have become a competitive battleground among funds as online money market trading portals (​which often have earlier closing times than the funds) and growing competition in the sector have forced companies to look for any service advantage. Funds have begun staying open later prior to Holidays, and some, like Reserve (​which uses the tagline "If you'​re working, we'​re working"), make a point of staying open all day.

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