Marketwatch published commentary yesterday by Robert Powell titled "Your '​Safe' Money Market Fund May Be At Risk." Powell, editor of Marketwatch'​s Retirement Weekly, writes "The Securities and Exchange Commission earlier this summer released new money-​market mutual regulations that those saving for retirement might want to review, especially if they are among the millions who have invested on average anywhere from 2% to 6% of their 401(​k) in such funds. The new rules, which don'​t go into effect until the fall of 2016, separate money-​market mutual funds into two distinct groups: retail-​money market funds, which will be allowed to keep the long-​standing $​1 per share value and institutional prime money market funds, which will have a floating net-​asset value (​NAV) that would fluctuate based on the under market-​based value of fund assets. In other words, these funds can break a buck." He continues, "​So what needs to change? Well, plan participants who invest in money-​market mutual funds should check whether their funds will be among those that will have a floating NAV or a fixed $​1 per share NAV. What'​s more, they should check whether their money-​market fund will have redemption fees and liquidation windows. Next, plan participants will have to evaluate, if they have a floating rate money-​market fund, whether they want so-​called safe money to rise and fall in value, even if it'​s only be a small amount. And finally, the new regulations should give plan participants yet one more reason to review their retirement plan."

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