This Fortune story, available via CNN Money gives a brief overview of money funds in general and discusses current risks in particular. On whether money funds are safe, the piece says "The short answer is 'yes'." But it asks, "How can you protect yourself from dubious money fund holdings? The first thing to do is to make sure that you're invested in a true money market mutual fund and not some look-alike investment, such as a floating-rate bank loan fund or seven-day-paper fund." It quotes ICI Chief Economist Brian Reid, who says, "Only funds that are 2a-7 compliant have to follow provisions put in place to keep a fund from breaking the buck." The SEC's Bob Plaze tells Fortune, "There is so much less risk with money market funds relative to other funds that people view them as risk-free. But they're not insured by the government. Saying there's no chance for problems is not accurate."