"Lock in a solid savings rate" writes CNNMoney.com. The article discusses CDs, money markets, and the Fed rate cut's impact on savers, and quotes Crane Data's Pete Crane, "There is no secret to money fund yields - they follow the Fed. They will drop, and drop rather quickly.... The decline may get diluted or delayed slightly [by high rates on asset-backed commercial paper]. But it's coming - there's no doubt about that."